Layaway shopping is an old trend that is seeing a comeback. With many New Jersey parents tightening their belts, this is a great way to buy new but not use credit to shop.
When you use layaway, you shop for your items and then after paying a small deposit, you make payments either weekly or bi-weekly until your balance is paid off. No finance charges and some stores will even adjust your balance if the item goes on sale while it is on layaway.
Layaway is a great way to do holiday shopping or get your children’s wardrobe for the coming season. Another plus is that if you do your Christmas shopping this way, it is stored in the layaway department until you pick it up right before the holiday. All your shopping is done and it is being stored for you while you pay it off.
If you are expecting a baby, layaway is a great way to get what you need for your newborn. You can put clothing, diapers, baby furniture and more on layaway and pay it off while you wait for your baby to be born.
For New Jersey stores that offer layaway, check the following links.